~/ learn/ afm-191/ cards/ A note straddling year end; maturity with the accrual cleared; the loan schedule’s next row
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On 1 November Northlake Nordic Centre Inc. buys a used snowmobile fleet for $50,000, signing a six-month, 5 % note payable, principal and interest due at maturity. Record the purchase.

On 1 November Northlake Nordic Centre Inc. buys a used snowmobile fleet for $50,000, signing a six-month, 5 % note payable, principal and interest due at maturity. Record the purchase.

Answer

Dr Equipment 50000; Cr Notes Payable 50000

Accounts - Equipment - Notes Payable - Accounts Payable - Cash - Interest Expense **Equipment** (debit) 50,000; **Notes Payable** (credit) 50,000 — a written, interest-bearing promise with a maturity date. The trap is **Accounts Payable**, which is for ordinary trade credit. No interest exists yet, and no cash has moved.

Hermanson Vol 1 ch 9 (a note across a year end — shape adapted; its 360-day year is not used); Dauderis & Annand §9.5; Lyryx Intermediate FA Vol 1 §4.2; Module 6 L6.2–L6.3 (the 90-day note and the blended schedule) (concept map L6–L7, L10)

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